Turn everyday spending into holiday money.
If you’re anything like us, you’ll happily spend money on holiday…
…but spending it before the holiday?
Not so fun.
Flights, hotels, bits and bobs — it all adds up.
So finding a way to build up a bit of extra spending money without actually doing anything extra?
That’s where this comes in.
One of the easiest ways we’ve found to stack a little holiday fund in the background is using TopCashBack.
It’s not a gimmick. It’s not complicated.
It’s just money back on things you were already buying anyway — which, over time, turns into cocktails, meals, and “go on then” moments when you’re away.
The One Thing You Don’t Want to Forget
First things first — you’ll need to sign up for TopCashBack.
Now — do not skip this bit — install the browser extension.
Seriously. This is the difference between actually saving money… and completely forgetting it exists (we’ve been there).
We had an account for years and barely used it. Why?
Because we couldn’t be bothered to check it every time, or completely forgot until afterwards.
Lazy? Yes.
Relatable? Also yes.
The extension fixes that.
It pops up when you land on a site with cashback, reminds you to activate it, and basically does the thinking for you.
You’ll even get the odd boosted offer thrown in — cheers Tesco 👀
Using It Smart (So You Don’t Waste It)
Every penny counts… but this is where a bit of strategy comes in.
You can’t just rinse the same company over and over again — those juicy 1–4% TUI deals won’t keep paying out forever.
So use it wisely.
Blowing your cashback on a random £500 last-minute deal might feel like a win…
but if you’ve got your eye on a bigger trip next year, you’re better off saving it for that.
Bigger spend = bigger return.
Now — if you’re booking with a different company?
Fill your boots.
Go full Jay Cartwright with it:
“Completed it, mate.”
Watch the Money Saved Trickle In
Now you’ve got the extension set up, this is where it starts doing its thing.
You’ll get a little nudge in the corner whenever a site offers cashback — click it, activate it, job done.
Then… you just carry on as normal.
That’s the beauty of it.
It’s not just the big stuff like flights and hotels (although they help 👀)…
it’s the everyday spending that really adds up.
We’re talking:
- Takeaways & meals out
- Supermarkets
- Clothes
- Gigs & events
- Random online buys you definitely needed
Before you know it, you’ve got a nice little pot building in the background.
And if you want to level it up…
Bigger spends like insurance, utilities, phones, or tech can give you some proper chunky cashback.
How We Found It (And Accidentally Made a Killing)
Funny enough, we didn’t even find TopCashBack through travel…
It came through matched betting — which, for a while, was the holy grail of “money hacks”.
And yeah… we absolutely rinsed it.
Free bets, cashback, blackjack strategy… the lot.
Within about 18 months, we’d made a tidy chunk — and got ourselves banned from pretty much every bookie and casino going.
Standard.
TopCashBack was always running alongside it, quietly stacking extra money in the background.
And even after the matched betting gravy train ended…
TopCashBack didn’t.
Quick note
Matched betting ≠ gambling.
Don’t just chuck money on bets — that’s a mugs game.
Only do it properly, where you’ve actually got the edge.
(It’s also legal and tax-free in the UK.)
If you’re wondering how much you can make these days…
It’s not what it used to be.
Bookies are a lot quicker to pull offers now, so things dry up faster than they used to. You’re not likely to be hitting those £1,500+ months consistently anymore — and if you do, it probably won’t last long.
That said…
£200–£300+ a month is still very doable for most people starting out.
And at the end of the day — it’s still free money.
Don’t Forget the App (Extra Cashback Sitting There)
If you want to squeeze a bit more out of it — grab the app and link your card.
That’s where you start getting cashback on real-world spending too.
We’re talking:
- Coffee runs ☕
- Pubs (yes, really)
- The odd “quick trip” that somehow costs £40
- B&M
- B&Q
- Currys, etc
It’s nothing life-changing on its own…
but over a year, it adds up nicely.
And yes — you can still support small businesses while doing it.
Win-win.
The Downsides (Because Nothing’s Perfect)
Like anything money-related… it’s not flawless.
Sometimes cashback doesn’t track properly, or the amount’s a bit off.
It’s rare — but it happens.
We’ve only had one dodgy payout ourselves, and it got sorted pretty quickly.
(Always worth checking if something looks off.)
The main thing to know is payout times.
Some come through in days… others can take weeks (even a couple of months).
Best way to handle it?
Treat it like a little bonus pot.
We usually withdraw monthly or whenever it hits a certain amount into a separate account — keeps it simple and stops it disappearing into the void.
Final Thoughts: The Easiest Way to Build a Holiday Fund
TopCashBack is easily one of the simplest money-saving tools in the UK.
And it’s Free Money.
No credit checks.
No monthly fees.
No effort once it’s set up.
Just money back on things you were going to buy anyway.
And if you travel even a couple of times a year… it’s a no-brainer.
Flights, hotels, insurance — it all adds up quicker than you think.
If you do end up using it, we’d genuinely love to know how much you’ve stacked after a few months.
Give it 6–12 months… and you’ll wonder why you didn’t start sooner.
More Travel Guides & Tips
- Are Airport Hotels Worth It? Honest Pros & Cons Before You Book
- Fee-Free Spending Abroad: Avoid The Fees & Faff
- 12 Riviera Maya & Cancun Travel Mistakes (And How to Avoid Them)
- Free Data Roaming in Europe & Mexico
If this post saved you or helped you book smarter, that’s a massive win for us.
If you fancy supporting what we do, you can grab us a beer below. It genuinely keeps the site running (and funds the holiday hunting).
No pressure. Just good vibes.
¡Adiós amigos!
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